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The Triad Lawyer

~ Just a personal side of the law– opinions, ideas and thoughts.

The Triad Lawyer

Monthly Archives: September 2012

9/28-9/30/12–Euroclassica Car Show, Rally, Casino Night, & VIR drive

27 Thursday Sep 2012

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Car Show in Old Salem, Euroclassica, Triad Lawyer

This weekend there is a great car show with plenty of varieties of cars. Last year was a great turnout, weather, and all hosted in Old Salem (the eighteenth century village in Winston-Salem). There's a rally on Friday, car show Saturday morning, Casino Night (need tickets), and a Sunday drive to VIR (Virginia International Raceway). For More details Go to: http://www.euroclassica.zoomshare.com/

Balkanization of the college degree: ghost writing & loss of critical thinking education

22 Saturday Sep 2012

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ghost writing papers, sanders law firm

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I read a disturbing book review regarding A Man for All Semesters by Dave Tomar. Mr. Tomar writes college & masters papers, even dissertations for students. His income was $66,000 in 2010.

The college and university students hire him to research and write the entire papers. Why should anyone go to college if they’re not going to learn? I thought that was the purpose. This only supports my personal opinion that a large percentage of college students should not even go to college.

But you know what, they basically just want the certificate that says “I’m a college graduate”.

Mr. Tomar is not alone. There are websites such as rushessay.com and college-paper.org that blatantly advertise they will due custom essays for ‘student’ clients. And guess what, some parents support this. Mr. Tomar calls them ‘cockpit parents’ that actually underwrite and support their children’s laziness and ineptitude.

A former Emory University president, William Chace, wrote an essay on the normalization of cheating in academics and stated there is a “suspicion that students are studying less, reading less, and learning less all the time.” The review in the Wall Street Journal states the numbers support this. Economists Philip Babcock & Mindy Marks in 2010 reported that the average full time college student studies 27 hours a week vs. 40 hours in 1961, a drop of one third.

The article continues that most universities are challenged to maintain minimal standards of technical training and assessment. Historically, the goals of universities were to mold student character.

Also alarming, the 2011 book Academically Adrift found on a national sampling that 1/3 of college students demonstrated “no significant progress on tests of critical thinking, complex reasoning and writing” after 4 years of college. Think about this, the less people able to make deeper decisions, the less inventive and effective a work force and nation.

Thus, the children subcontract their work, notably paper writing.

Colleges & universities should be alarmed by this practice.

My personal opinion of the ideal school: one that doesn’t water down it’s student body for the purposes of maintaining enrollment and ever increasing costs of tuition, has no NCAA  Division 1 sports programs (think of University of Chicago terminating its football program in the 1930’s). University of Chicago de-emphasized sports in 1935. It’s now a division III. It is a well respected research institution.

Colleges & Universities: You’re a school not a semi-pro sports program.

I often wonder if parents spent as much money on academic pursuits for their children as they do on children’s sporting ventures, how amazing and additionally gifted would our children be? What if there were more competitions, with monetary rewards, for the best scientific discovery, philosophic thought, writings, artistic performance for our students rather than lucrative professional sports contracts?

It’s all about our goals and our focus.

Am I off base?

Kirk Sanders

Why don’t you get richer & have better retirement? Asks Joe America (Part I in series)

10 Monday Sep 2012

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estate planning budget, sanders law firm, Triad Lawyer

Ever wonder why you just can’t seem to save more?

“Save More?” you exclaim “I don’t save, in fact each month I think I get poorer.”

I’ve noticed as a lawyer over the last 15 and some years of practicing that the population as a whole is getting poorer. I know I’m not the only one, it’s been reported in papers. But I’ve seen it practicing law when people can’t afford to litigate a case they should litigate. I saw it back when I did bankruptcy cases also.

I’ve looked at why my family doesn’t save more too.

A big reason, in my opinion, is all the incidental expenses we tack on to our budget.

For instance, twenty years ago we didn’t have:

1)      $150-250 cell phone bills each month.

2)      $150-200 bills for internet & cable/dish/directv. I looked at a flat screen Saturday. The price wasn’t so bad, then I realized I’d have to upgrade from basic cable. I walked away.

3)      Credit Cards: On top of the above, twenty years ago it wasn’t quite as prevalent for people to defer payments on a credit card. A credit card was a charge then pay the bill at the end of the month. Now people run balances at interest rates that make loan sharks salivate. You know if you pay the minimum, you’ll never pay off the credit card balance. Practice Point: keep really low credit limits ($1000 or $2000) & pay the sucker off every month, on time.

Every month, $300-500 goes to just maintaining the 3 expenses I described above. And what do you get at the end of the day? Another bill for next month

Meantime, my goal is to increase retirement funding and brokerage accounts. I’m taking a hard look at what I need.

My question for you: do you really need that smart phone? digital cable? LeBron James Shoes?

Next blog in series: Do you really need to get a new/newer automobile?

 

W. Kirk Sanders, Attorney

Sanders Law Firm, PLLC

326 N. Spring Street

Winston-Salem, NC 27101

Telephone:  (336)724-4707

Facsimile:  (336)724-2077

www.kirksanderslaw.com

 

 

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